These three techniques are among the most common warning signs that you are the target of fraud.


SAN ANTONIO – Have you ever been hacked?

You are forced to believe that there is not enough time, so you must “act now”. A criminal has entered your account, and to stop him, you must “click here” to alert the competent authorities.

Fraud comes in many forms and can be sophisticated enough to catch almost anyone off guard.

Let’s be honest. When our brain is tricked into thinking it’s an emergency, we can sometimes act irrationally. And that’s what the scammers hope to do.

If you’ve come up with some proven tactics to combat situations like this, congratulations, you’re well on your way to defending yourself in enemy territory. But even scammers know when to up their game.

Scarcity. Authority. Credibility.

RBFCU illustrates three persuasive techniques deceivers use to ambush you as they wait to benefit from your reactions.

If you are in a rush to make a decision or are faced with a unique opportunity, you are targeted. Remember to stay calm and take a moment to pause and reflect before acting on what is happening. Their urgency doesn’t have to be your urgency.

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Some scams go beyond the extra effort, fabricating the identity of government organizations, businesses, and even your closest friends and family.

When faced with emails, calls or text messages making demands or threats, pay attention to the sender of the message and be careful while clicking on web or email links.

  • Do not use their contact information.

  • Verify their identity using another form of communication. Go to the official website and check the validity of the company or organization trying to contact you.

  • If the person on the other end claims to be your friend or family member, call or text that friend or family member directly to verify that it is really them.

For more information on scam detection, visit

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